Are you significantly indebted? Do you want to seek help so you can get rid of all of your loans in the quickest and easiest ways possible? If you have multiple loans as well as credits from different sources that confuse you at the end of each month then it might appear to you that the best way would be to take out a bigger loan and pay off all your smaller ones so that you can then deal with only a single company.
This may be one of the options available to you however it can never be considered to be the best of options unless you are financially well-off and you can manage things for yourself without having to suffer in any way, shape or form.
For the vast majority of borrowers however, debt consolidation loans are not the best options available and hence an alternative way of resolving such problems may be through debt management companies who exist to help innocent and vulnerable individuals from saving themselves from traps set by financial institutions. One of the options that a good debt management company would propose to you when looking to get rid of all your existing debts would be that of an Individual Voluntary Arrangement which is something that could assist you a great deal.